Residential Mortgages
Updated daily this system helps you to find and compare hundreds of leading residential mortgages for owner-occupiers. Simply enter your criteria and press Search Now to see all the residential mortgages that match your search. Alternatively press Best Buys to view a smaller selection of the most competitive mortgages.
To talk through your residential mortgage requirements with an expert call 0845 148 9165 or press Enquire and we’ll call you at a time to suit you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Broker Fee
We do not charge clients for initial advice. We offer our clients a choice of fee structures:
Our standard broker fee is £497 which is payable on receipt of an acceptable, formal mortgage offer from the lender.
Alternatively, clients can elect to pay a reduced but non-refundable broker fee of £297 which is payable once the application has been agreed in principle by the lender and before a valuation has been instructed.
With both these options we will retain any commission payments paid by the lender.
Alternatively, we will rebate to the client any commission paid by the lender to us and charge the client a broker fee of typically 1% of the total loan amount (exact percentage will depend upon the size and complexity of the mortgage application). To discuss our broker fees in more detail please contact one of our mortgage consultants on 0845 345 6788.
Residential Mortgages
Compiled for those of you who are looking to buy a new home or remortgage your existing one, this section will help you to understand the different types of residential mortgages available, ensuring you get just the right mortgage for you. We cater for all borrower types including first time buyers, remortgaging, home-movers and all property types too.
As an independent mortgage broker we find you the best mortgage deals and offer impartial advice on the whole UK mortgage market. We provide a highly personalised one-to-one service. You’ll be given your own mortgage consultant and case manager who’ll help you throughout the mortgage process.
There are thousands of mortgage deals to choose from and they are changing constantly. Our site only carries a handful of the best mortgage rate and deals at any one time so for a full assessment of the best mortgage deals to suit you we suggest you call us. Talk to us about an offset mortgage and use your savings to reduce your mortgage payments - handy in a recovering economy!
We have a large range of additional services we can offer you including shared ownership mortgages, large loans and bad credit mortgages. You can also find out more about residential self certification mortgages and mortgage protection on the our services pages which can be found on the navigation bar to your left.