2.85% Fixed

Rate Type
Fixed
Initial Rate
2.85%
Overall Cost For Comparison (APR)
3.8%
Initial Period
10 years to 31/07/2027.
Reversion Rate
4.49% (SVR).
Purchase/Remortgage
Remortgage only
Max LTV
50%
Min - Max Loan Amount
£1,000,000
Min - Max Mortgage Term
1 to 35 years.
Min - Max Age
From 18 years to 75 years old.
Income Required
We have no minimum salary requirement data.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
140% at 5.00%.
Acceptable property locations
Early Repayment Charges
5% of the amount being repaid until 31/07/2019, then 3% until 31/07/2022, then 1% until 31/07/2027 from drawdown (Allowed to overpay by up to 10% of the mortgage balance outstanding, each calendar year without having to pay ERCs. ).
Arrangement Fee
£1,999 due on completion.
Broker Fee
A broker fee of £497 will apply.
Free Legals and Valuations
Free legal fees, free valuation.
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