At this stage in the process, there was very little left for my brother and I to do. It was a little surreal - we were buying our first house, one of the most important milestones in our lives to date, and yet we seemed to be little more than passive observers to the process.
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With lenders soon having to undertake specialist affordability testing on clients with four or more mortgaged buy to lets, OneSavings Bank has announced details of how it intends to meet the requirements.
Skipton Building Society has announced stricter affordability testing ahead of the coming deadline on PRA guidance for lending to portfolio landlords.