Homebuyer
mortgages
mortgages
Helping you purchase your dream home, remortgage your property, or take your first steps on the property ladder
Getting started with homebuyer mortgages
A residential, or ‘homebuyer’ mortgage, is a loan taken out against a property that you plan to, or already, live in. You put down a deposit and borrow the balance up to the purchase price or valuation amount (whichever is lower). You then pay your lender back, with added interest, over a set period of time.
We know that your home purchase can be your biggest financial commitment, so we’re here to handle the hard work for you. Whether you’re ready to purchase your forever home, looking to save money on your remortgage, or even starting out as a first-time buyer, our experts are here to support you through the whole mortgage process.
Let’s find a homebuyer
mortgage
Our easy-to-use homebuyer mortgage calculator lets you find a mortgage rate and tells you how much your monthly repayments will be. All you have to do is give us a few details.
What makes MFB the best mortgage & finance solution in the UK?
- We treat every mortgage like it’s our own
- We give you two direct points of contact who you’ll work with from application to completion, giving you a seamless and stress-free process
- Our team of experts will navigate the mortgage market to find you the best rate
- Our whole-of-market access means we can source you rates from both Highstreet banks and, for more complex cases, from more specialist lenders that you wouldn’t otherwise have access to
What our clients say…
We could go on all day about what makes us great, but our client's reviews speak for themselves
Frequently asked homebuyer mortgage questions…
How much deposit will I need?
How much can I borrow?
How long will it take to get a mortgage?
What fees will I need to pay on a residential mortgage?
What is a Standard Variable Rate (SVR)?
Highstreet bank vs. Specialist lender: What’s the difference?
Can I overpay on my residential mortgage?
Can I let out my property on a residential mortgage?
What Government schemes are available?
Can I have two residential mortgages?
Why should I use a broker for my home mortgage?
Meet your mortgage makers.
Talk to an expert
Have all the facts and figures you need to purchase or remortgage your home? Our experts will make the whole process easier for you! Give us a call or choose a convenient time for us to call you. Drop us an email or chat with a human on our live chat.
Learn More About Home Buyer Mortgages
How much can I borrow?
Enter a few details into our mortgage calculator for a clear estimate of the mortgages available to you.
Home Purchase
Looking to make a new home purchase? Get in touch, and let’s make it yours to own.
Find my mortgage
Explore thousands of rates to find the best mortgage deal for your home.
Home Remortgage
Find a new rate and work out mohthly repayments for your next home mortgage.